The daughter of Francisco Urrejola and Francisca Arroyo, she has three sisters, Alejandra, Francisca and Isidora. She studied at the Kent School in Providencia, Santiago and later Escenic communication in Duoc UC. She started her acting career in the young telenovela Destinos Cruzados.
Fernanda Urrejola's first movie appearance was in Perjudícame Cariño. She played a popular character in the telenovela Corazón de María as the Néstor Cantillana's wife. She also participated in Hijos del Monte. She is bisexual.
Since relocating to Los Angeles, California, in 2016, she has appeared in major productions such as Narcos: Mexico, or Cry Macho sharing credits with Clint Eastwood. In 2023 she appeared as character Dolores De La Cruz on HBO Max's Gossip Girl reboot.

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