Carr was born in Jackson, Mississippi, to George and Phyllis (née Duba) Carr. She has two brothers, George Carr II and Joseph Carr.
Carr studied French at Mount Holyoke College and initially had a career in banking before deciding to become an actress. She studied French in Paris and earned her MBA in Business from ESCP. She studied acting with Jane Hoffman at the Actors Studio. To support herself while she honed her craft and auditioned for parts, Carr waited on tables, bartended, and did gigs as a voice actress.
She played "Mom" on the AT&T commercials where she fretted over lost "rollover" minutes, and her big break was in the Broadway play Hand to God in 2015.

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