Kelly Monaco was born in Philadelphia, Pennsylvania to Albert "Al" and Carmina Monaco. She is the middle child and has four sisters: Christine, Marissa, Carmina and Amber. The family moved to the Poconos before Monaco attended Pocono Mountain High School, where she first started with acting classes. After high school she worked as a lifeguard at a local resort and attended Northampton Community College for two years.\n', '

In 1996, Monaco, who had been thinking of a career in modeling, sent her photo to Playboy. As a result, she became the Playmate of the Month for April 1997. Throughout her tenure with Playboy in the 1990s, Monaco was also featured in many Playboy Special Edition publications.\n', '

Monaco\'s first television role was in the drama Baywatch from 1997 to 1998. In addition to playing the role of Susan on the show, Monaco was also Carmen Electra\'s body double at times, as Electra could not swim. Monaco also had minor roles in the late 1990s films BASEketball, Idle Hands, and Mumford.\n', '

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