Lumpkin was born in Dayton, Ohio the son of Harold and Dorothy Lumpkin. He starred at Roth High School in Dayton, where he teamed at guard with another future NBA player, Don Smith. Lumpkin graduated from Roth in 1970.\n', '

Lumpkin played college basketball at Miami University in Oxford, Ohio, where he letter for three years. He became the starting point guard as a sophomore, averaging a team-leading 16.7 points and 3.5 assists per game.\n', '

As a junior in 1972-73, he averaged 13.8 points and 5.7 assists and led Miami to the Mid-American Conference (MAC) title. As a senior, he again led the team with 18.1 points and 5.7 assists per game.\n', '

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