Rafferty grew up as the youngest of four daughters in the Riverside neighborhood of Greenwich, Connecticut. She credits her mother, Mary Lee Rafferty, the Chairwoman of the English Department at Convent of the Sacred Heart school, and her father, Michael Griffin Rafferty Jr., who enjoys two successful careers in finance and oil painting, for cultivating her passion for the arts. Her sisters are Maura, Ann, and Constance.\n', '

Rafferty studied at Phillips Academy in Andover, Massachusetts, and graduated in 1989. She majored in English and Theatre at Hamilton College, studied theatre abroad in the United Kingdom and at the University of Oxford during her junior year, and, after graduating magna cum laude from Hamilton in 1993, went on to study at the Yale School of Drama, receiving a Master of Fine Arts.\n', '

Rafferty\'s husband is Aleksanteri Olli-Pekka Seppälä, an American of Finnish descent, who is a stock research analyst in the asset management unit of Lazard Frères & Company. They were married on June 23, 2001, at the Roman Catholic church of St. Mary in Greenwich, Connecticut. and have two daughters, Oona Gray (b. 22 October 2007) and Iris Friday (b. January 2012).\n', '

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